Drive off with an affordable new or used vehicle, or save on one you already own.
Competitive rates plus a 15-day rate-lock guarantee1
最长84个月
Make no car payments up to 90 days2
Pay off your loan early if you need to
All the tools you need to find your next car online with 汽车SMART™ 3
商店与 企业 并节省额外的1.00% APR off your rate on terms up to 72 months4
See your rate, payment and loan terms upfront. All without impacting your credit score.5
There are several ways you can apply.
在线又快又容易. 检查房价 在线预审.
Patelco团队: We can help you apply at a local branch, or online through our Patelco 虚拟分支™. 访问 point-st.com/locations 开始吧.
我们也许能帮上忙! Out-of-state financing is available at select dealerships and on certain types of refinance transactions. In addition, you must be a Patelco member for at least six months to be eligible. If you’re interested in an out-of-state purchase or car refinance, speak to a Patelco team member for more details.
We offer several convenient ways to pay for your loan. 审查 你所有的选择都在这里.
We are unable to offer financing for Branded Titles (e.g. ——打捞, lemon law) or for certain types of commercial vehicles, including but not limited to: Chevrolet Silverado 4500 – 6500, 雪佛兰表达, Dodge Ram Promaster/Promaster City, 道奇公羊底盘4500, 福特F-450或更高, Ford Transit/Transit Connect, GMV萨瓦那, GMC Sierra 4500, 奔驰短跑, 奔驰Metris, 日产NV和NV2000. Speak to a team member for more details.
1 After you submit a loan application, your 汽车 Loan rate disclosed is guaranteed for 15 days from the date your loan is approved. Any change to term and/or vehicle information, 信用记录, 账户的关系, and Patelco promotional discounts or programs may result in a rate change. Your final rate will be disclosed to you in writing.
2 在关闭, you have the option to select up to 90 days of deferred loan payments on your new or used auto loan. The actual number of days will depend on the terms of the loan. 感兴趣 will accrue on your auto loan beginning on the date the loan is funded and the first payment will be applied to interest accrued from the date the loan is funded to the first payment date and then to principal due.
3 The 汽车SMART™ links on this page will cause you to leave the Patelco 信用社网站. Although Patelco works closely with many partners, third-party sites may offer a different privacy policy and level of security. Please consult the website’s 隐私政策 for additional information. 帕特尔科信用合作社 does not legally represent the operator of this site or the Patelco member, should the two enter into a transaction. We are also not legally responsible for availability, 观点, 产品, or services offered or expressed on the site you are about to visit.
4 APR (Annual Percentage Rate). 1.00% off current 帕特尔科信用合作社 rate with a max loan term of 72 months. Current rate will vary based on credit-worthiness and terms. Financing for qualified 帕特尔科信用合作社 members. Offer valid only on 企业 车 Sales vehicles purchased from June 1, 2024 – August 31, 2024. This offer cannot be combined with any other offer other than those listed in this advertisement.
5 Patelco runs a “soft” credit pull to determine which pre-qualification offer you qualify for. This doesn’t affect your credit score. If you choose to proceed with a loan application, Patelco will request your full credit report from one or more credit reporting agencies. This will be a “hard” pull and may affect your credit. 如果有必要的话, we may also share certain information about you with third parties, 比如我们的保险公司, 处理您的要求.
